In the Fall of 2016 I had the opportunity to connect with Heather Jarvis, a national advocate/expert on student loans. She is one of the people behind the efforts that materialized into the Public Service Loan Forgiveness act that passed in 2007. There is a handful of student loan forgiveness programs available, but none that match
Our digitally saturated culture does not tend toward simple explanations or applications. It’s just too easy to produce a 10-minute video and attach 50 photos, instead of distilling our message into a concise, well-ordered document. But there’s a point where minutely detailed, all-inclusive explanations actually obstruct our
Ok, so before you pass go, I need to share my approach when it comes receiving/earning a commission check, referral fee or bonus. I recommend putting aside 25 percent of the money. The tax obligation could be more or less than the 25 percent, so at least you’ll have planned for it, beyond ignoring its reality. (I was
Steven Meltzer, founder and owner of Abbey’s Kitchens, Baths & Interiors, is able to sum up what sets his company apart in three words: “service, service, service.” Mr. Meltzer got his start in the remodeling industry when he joined his father’s home improvement business after college. He
During each of the last Jewish Link of New Jersey issues in 2016, I have been sharing Money Moves to consider before the end of the year. This being the fifth and final part of this series, in this article I will share Money Moves 19 & 20.
Besides being the end of the calendar year, December 31 is also the deadline for executing many financial transactions, particularly those that are reported on individual tax returns. Because alliteration helps some people remember things, here are “3-D” categories of year-end transactions that you may want to
Maimonides, Mishneh Torah, Laws of Charity 10:7-14. “The greatest level above which there is no greater is to support a fellow Jew by endowing him with a gift or loan, or entering into a partnership with him, or finding employment for him, in order to strengthen his hand until he need no longer be dependent on others.”
When speaking with Yechiel Waldman, owner of Shade Control, it is clear that he is passionate about two things: window treatments and customer service. His knowledge and experience in this field have been many years in the making. Being the third generation in this business and having worked side-by-side
During each of the last Jewish Link of New Jersey issues in 2016, I will be sharing Money Moves to consider before the end of the year. This being the third part of this series, in this article I will share Money Moves 14 through 18.
Buying and selling antiques is in Jack Kleczkowski’s blood. His father was in the business back in their hometown of Tykocin, Poland. At age 15, Jack got his first metal detector and went “hunting” with his father; he was hooked. “My peers went out and had fun; I went out in the field, next to an old
In times like these, good decisions matter. And when it comes to protecting a portion of your income from disability risks, it’s important to base your decision on the facts. In the case of disability, some of those facts might surprise you.
For example, more than one-quarter of
During each of the last Jewish Link of New Jersey issues in 2016, I will be sharing Money Moves to consider before the end of the year. This being the third part of this series, in this article I will share Money Moves 11 through 13.