Wednesday, August 23, 2017

Real Estate

Top Seven Renovations to Increase Your Home Value

There are lots of reasons to renovate your home, but one of the most popular is to make money when you go to sell. Home improvement experts agree that these projects can increase the value of your home — and most are more affordable than you may think.

  1. Let There Be

Beauty and Utility: Designing a Functional, Stylish Home

(BPT) Spring is a time of renewal and home improvement. More and more, homeowners are looking for maximum practicality and durability from everything in their home. They won’t, however, sacrifice style and aesthetic to achieve it. Fortunately, home products continue to advance, be it waterproof technologies or scuff-proof surface

A Simple Spring Cleaning Checklist

(StatePoint) It’s the time of year to roll up your sleeves and do some spring cleaning. Experts point out that it’s helpful to streamline the tools you use to do the job and the tasks you seek to accomplish.

“An all-purpose cleaner and a tough degreasing agent can be used in so many areas

Make a Striking Focal Point the Foundation of Your Spa-Like Bathroom

(BPT) - American homeowners’ desire for spa-like bathrooms shows no signs of waning, says the latest Design Trends report by the National Kitchen and Bath Association (NKBA). From freestanding bath tubs and floating vanities to LED lighting and soothing color schemes, some of the most-requested bathroom renovations focus on

How Trending Home Colors Achieve Their ‘Hot’ Status Each Year

(BPT) - You see it every year - a “hot” new color begins appearing on phone cases, walls, ceilings, furnishings and accessories. Soon, virtually everyone who’s doing any kind of renovation or design work is incorporating that color into their project. Have you ever wondered how home color trends happen?

Show Me The Money

One of the most underrated challenges in a mortgage qualification is how funds are documented. What might seem to be a very straight forward process, ends up causing countless delays to a mortgage closing - and sometimes prevents it from happening altogether. Regardless of whether one is looking to buy a home or refinance an

Jerusalem Real Estate: Intrigue and Irony

Talbieh is a charming, centrally located, upscale Jerusalem neighborhood. It originally comprised large private houses owned by wealthy Christian Arab families, most of whom lived in neighboring countries and spent their vacations in Jerusalem.

After the establishment of the

Mortgage Financing for the Self-Employed

We just obtained mortgage commitments for two self-employed borrowers. The thing is, they never would have received one if not for the way we structured the deal. They had weak earnings in 2014, but 2015 was better. They had confidently gone to contract, with their pre-approval in hand, not realizing that they would not qualify for

Durable Décor Upgrades Add Style to Your Home

(StatePoint) Interior upgrades should make a big impact -- adding style and comfort to your home. They should also last a long time, even if you have a busy household, with lots of foot traffic.

To add both form and function to your living spaces, consider the following ideas.

Paint and Decorate

Sometimes going from drab to

Just One Point

As the title indicates, I do have a point to make. Although in the mortgage business when a banker says they want to “make a point,” it’s usually not something a client wants to hear. Typically, “a point” is a fee charged to the borrower which represents 1% of the loan amount. In private mortgage lending, for example,

Eminent Domain—Can the Government Really Condemn My Property? What Can I Do About It?

Most Americans are familiar with the concept of eminent domain, which is generally defined as the government’s right to take private property for a public purpose, provided that just compensation is provided to the property owner. Put another way, eminent domain is the government’s power to take private property and convert it

Five Sneaky Things You Didn’t Know Could Ruin Your Credit

Beware of these credit score pitfalls that might keep you from moving into your next place.

No matter where you’re renting or buying — your credit score will matter. There’s no getting around the fact that landlords and apartment property managers can put a lot of weight on that one